We’re delving into some actual adulting in the present day as we chat about journey insurance coverage and cash saving hacks!
Do you know that in the event you use Cedar Tree journey insurance coverage, you get entry to a member’s membership the place there are large reductions for each journey and on a regular basis spending?
I began utilizing Cedar Tree for my household’s annual journey insurance coverage final 12 months as a result of I liked their easy-to-understand coverage and their complete Covid cowl. I didn’t truly realise that their member’s membership, which now contains the Low cost Hub, could be such a bonus!
Utilizing the reductions on this membership you would go on to avoid wasting sufficient cash to cowl the price of your journey insurance coverage and even sufficient to guide one other vacation!
Sure, that’s proper. You possibly can primarily get your journey insurance coverage without spending a dime and make large financial savings, which you would stash away…however everyone knows we’d fairly spend these financial savings on a vacation!
Listed here are some examples of the financial savings out there within the Cedar Tree Low cost Hub
- 40% off cinema tickets
- 10% off resort bookings with Lodges. com
- As much as 20% off automotive rent
- 10% off Expedia UK bookings
If you happen to purchase eGift playing cards you may get:
- 4% off at supermarkets like Sainsbury’s or John Lewis
- 7% off at M&S
- 7% off at JustEat
- 5% off with Airbnb
There are such a lot of extra methods to economize with the Low cost Hub however I’ve gone right into a bit extra element about how I’m saving cash for my household under.
^I stayed in a distant cabin in Snowdonia this weekend so stocked up on M&S meals and goodies earlier than I left – all purchased with my 7% low cost by way of the Low cost Hub!
Cedar Tree Journey Insurance coverage
You might do not forget that final 12 months I began utilizing Cedar Tree for my household’s annual journey insurance coverage. This was a time when journey was unsure resulting from Covid restrictions and holidays had been being cancelled left, proper and centre! However we had been all determined to go on vacation so everybody was reserving journeys whereas understanding there was an opportunity it might by no means occur.
At that time, I actually appreciated understanding that my holidays could be lined, even when we needed to cancel resulting from Covid. Cedar Tree’s journey insurance coverage is complete and there’s an easy-to-follow coverage so I knew that even when one in all us needed to isolate and cancel our journey, we’d nonetheless be lined.
Journey insurance coverage insurance policies might be so difficult and wordy, to a degree the place you don’t actually know what you’re lined for, however Cedar Tree made all of it actually easy.
I knew my journeys could be lined if we needed to cancel a vacation resulting from Covid and my household could be cared for if any of us turned unwell overseas.
Quick ahead 12 months and sure, we nonetheless all need complete cowl, however our new concern is the price of residing disaster.
How can our journey insurance coverage assist us get monetary savings?
Cedar Tree member golf equipment for enormous financial savings
Life is getting increasingly more costly and we’re all searching for straightforward methods to economize.
And that’s the place Cedar Tree is available in.
Whenever you get your journey insurance coverage by means of Cedar Tree, you’ve gotten entry to their distinctive member membership the place there are year-round financial savings out there.
Lots of the financial savings are for on a regular basis spending, resembling reductions at main supermarkets like Sainsbury’s, Tesco and Asda or manufacturers resembling ASOS, Primark, and Currys.
It’s the form of little, on a regular basis financial savings that slowly add up!
How I exploit the Cedar Tree Low cost Hub
There are such a lot of issues you would use the Low cost Hub for however right here’s how I’ve been utilizing it…
Airbnb – 5% low cost
You may get a 5% low cost with Airbnb and, as I exploit Airbnb A LOT, this has been an important one for me. I exploit Airbnb for at the least half of my journeys so these 5% reductions do add up.
Household cinema days or date night time – 40% off cinema tickets and eight% off dinner
You may stand up to 40% off cinema tickets at ODEON, Vue and Cineworld utilizing the DiscountHub.
I do know it makes me sound like an outdated woman however cinema tickets are so costly as of late! When did the cinema turn out to be such an costly day trip!?
Utilizing the Low cost Hub I can get cinema tickets at Vue cinema (my native one has these large, comfortable seats!) for simply £7.01.
Mix this with an 8% low cost at Wagamama and also you’ve acquired your self an ideal household day trip with massive financial savings!
I used these reductions twice throughout the latest Easter holidays, saving my household about £20 in whole.
And sure, that £20 can go straight into the pot for an additional household day trip.
Cedar Tree Low cost Hub for items
One other approach I like to make use of the Low cost Hub is for items – significantly present playing cards.
You may get discounted present playing cards for all over the place from Primark to Miller & Carter and most present playing cards appear to have between 3-15% off (most appear to common about 8% off). Virgin Expertise Days present playing cards have 20% off and Miller & Carter is 10% off.
Journey Hack Tip: If you happen to’ve acquired associates or household with younger children, there is no such thing as a higher present than a restaurant voucher and the promise to babysit whereas mum and pop exit for a pleasant meal!
In the case of Christmas time, I’m positive these low cost present playing cards are going to return in very useful!
7% off for M&S meals!
I don’t do my full weekly store at M&S however I do love an M&S meal deal!
The £12 Asia meal deal, or the £20 Date Evening & Fizz meal offers are an absolute winner in my home. Less expensive than a takeaway they usually’re often simply as good!
And in the event you use the Cedar Tree Low cost Hub, you may get 7% off at M&S.
Let’s say you bought the £20 date night time meal deal as soon as per week. That might price £1,040 a 12 months. However utilizing the 7% low cost, it prices £967.20 that means an annual saving of £72.80.
Little financial savings add up
It doesn’t take lengthy earlier than all of those little financial savings begin to add up.
I do know these are all small financial savings but it surely’s really easy to do by way of the app that you simply’d be foolish to not profit from it.
Reside month-to-month attracts
Not solely do you get entry to a lot of financial savings however there are additionally stay month-to-month attracts that are free to enter for policyholders.. I’m actually hoping to win that £500 Airbnb voucher this month!
Greater reductions with every new coverage
One other profit to utilizing Cedar Tree is that the longer you’re a member with them, the larger your reductions turn out to be. When you’ve had 6 insurance policies, or earned 200 factors, you get 20% low cost!
Cedar Tree Membership App makes it really easy to avoid wasting
I’ll admit that I’m often a bit lazy about getting reductions. You typically have to leap by means of so many hoops to get your low cost that it barely appears price it to get 70p off!
However the Cedar Tree app is very easy to make use of so it’s no further problem to get it.
For most of the reductions it’s essential purchase a present card, so when you understand how a lot your invoice shall be, simply go onto the app, choose the present card you want and the quantity you need it for. I pay rapidly with Apple Pay after which the present card is straight away emailed to me.
It takes an additional minute and it’s effectively price it (particularly if you get 10% off for a household of 5 at Miller & Carter!)
Check out Cedar Tree journey insurance coverage insurance policies and the Low cost Hub!
I have an unique 20% low cost code too: LVYARC69UR
The Cedar Tree low cost code can’t be used along side every other provide, and the coverage should be purchased immediately from www.cedartreeinsurance.com